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Enterprise EBICS. Modern Stack.

Two products, one mission: Modern EBICS infrastructure for Europe. Client for corporates & fintechs. Server for banks.

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Built for Enterprise

Everything you need to run secure, compliant EBICS infrastructure — whether you're connecting to banks or running one.

Multi-Protocol Support

Full support for EBICS H003 through H006. From V2.4 to V3.0.2, both Client and Server have you covered.

Modern & Secure Stack

Built on PHP 8 and Laravel 12 with strict typing, modern security practices, and battle-tested cryptography.

Easy Deployment

Kubernetes-native with Helm charts included. Docker support for simpler setups. Your infrastructure, your choice.

Compliance-Ready

Comprehensive audit logging, encrypted key storage, and full transaction traceability for regulatory requirements.

Always Up-to-Date

Track the latest EBICS specifications while maintaining backwards compatibility with legacy systems.

Enterprise Ready

Multi-tenant architecture, role-based access control, and VEU (distributed electronic signature) support.

Two Products. One Platform.

Choose the right fourbics product for your needs.

fourbics Client

For corporates and fintechs who need to connect to banks via EBICS.

  • Connect to multiple banks from one interface
  • Upload payments, download statements
  • Manage EBICS keys and user permissions
  • VEU support for distributed signatures

fourbics Server

For banks and financial institutions who want to offer EBICS to their customers.

  • Run your own EBICS banking server
  • Manage corporate customer connections
  • Full protocol compliance (H003-H006)
  • Integration-ready REST API

How It Works

Get started with fourbics Client in three simple steps.

1

Configure Your Bank

Add your bank connection details and generate your EBICS key pairs through our intuitive interface.

2

Initialize & Activate

Send your INI and HIA letters, download bank keys, and complete the initialization wizard.

3

Start Transacting

Upload payment files, download statements, and manage your banking operations securely.

Frequently Asked Questions

Everything you need to know about fourbics.

fourbics Client is for corporates and fintechs who want to connect to their banks via EBICS — think of it as your EBICS banking terminal. fourbics Server is for banks and financial institutions who want to offer EBICS connectivity to their corporate customers. Two separate products, same modern stack.
Both products use industry-standard security: TLS 1.2+ for all communications, AES-256 encryption for data at rest, RSA 2048-4096 bit keys for EBICS operations, and comprehensive audit logging for full traceability. All private keys are stored encrypted and never leave your infrastructure.
Modern PHP 8.4 is a mature, type-safe language powering critical infrastructure at companies like Slack, Spotify, and major financial institutions. Combined with Laravel's security features (CSRF protection, SQL injection prevention, encrypted sessions) and our strict coding standards, fourbics delivers enterprise-grade security.
Yes! Both fourbics Client and Server are designed for self-hosting. Deploy with Kubernetes using our Helm charts, or use Docker for simpler setups. Run it in your own infrastructure, your private cloud, or contact us about managed hosting options.
Both products support all major EBICS protocol versions: H003 (V2.4), H004 (V2.5), H005 (V3.0), and H006 (V3.0.2). Our primary focus is the latest H006 specification, but we maintain full backwards compatibility for legacy systems.
We support EBICS implementations across Europe, with primary focus on Germany, Austria, Switzerland, and France. Country-specific order types and BTF mappings are built-in, with more markets being added continuously.
fourbics Client and Server are licensed separately, with flexible options for both. Contact us for pricing tailored to your needs, whether you're a fintech startup, a corporate treasury, or an enterprise bank. Enterprise support packages are available for both products.

Ready to get started?

Join the waitlist to be notified when fourbics launches. Be among the first to modernize your EBICS infrastructure.

No spam, ever. We'll only email you about fourbics updates.